Call Us Today: (02) 8355 1880

Low Doc Loans for the Self Employed up to 90%!    Non-Conforming Loans for the outside the square home loan requirements

What is a Non-Conforming Loan?

A non conforming loan is one that fails to meet the standard lending criteria of a bank or a main stream lender of funds.

Reasons can include:

  • The loan amount is higher than the standard lending limit (for that specific type of loan)
  • Lack of adequate credit character (previous history of defaulting on loans, not paying back debts, bankruptcy, etc),
  • The unorthodox nature of the use of the funds or the security securing the loan is not a standard one.

 

GCC Home Loans has direct access to over 250 lenders looking to lend money for property based transactions including owner occupied and investment properties. 

 

Types of Non-Conforming Loans

  • Existing Arrears
  • Tax Debts
  • Judgement
  • Late existing payments
  • ex Bankrupt
  • Poor Credit History
  • Paid & unpaid defaults

We have provided hundreds of millions in Non- Conforming loans!

If you are looking for a Non-Conforming loan, be sure to talk to our experts at GCC Home Loans to evaluate your options.

non conforming home loans and low doc finance

Request a call back

Our latest News

June 13, 2018

Australia’s property prices will continue falling for foreseeable future

The value of homes in and around most of Australia’s capital cities are set to continue on a downw

Read more

May 10, 2018

Is there hope for Greenfield developments amidst the rising housing tax?

There are two surprisingly contradictory things happening in the Australian real estate industry –

Read more

April 24, 2018

Why ‘putting it on the plastic’ could harm your chances of obtaining a home loan

In recent years, it seemed as if Australians had finally cracked their credit addiction – with deb

Read more

April 17, 2018

Should we pay attention to the SMSF “accident” predicted by Paul Keating?

Australian former Prime Minister, Paul Keating, has made headlines by warning against a potential pe

Read more

April 3, 2018

Housing bubble or not – The property market is repeating US mortgage mistakes

The endless debate on whet

Read more

March 7, 2018

Predictions for the 2018 home loan market in Australia

The home loan market has a

Read more

June 29, 2017

What to consider when applying for a Bridging Loan

If you choose to purchase

Read more

June 29, 2017

Looking to purchase rural property?

People looking to move awa

Read more

June 27, 2017

Your Role as A Landlord

You successfully acquired

Read more

June 15, 2017

Debt Consolidation and Your Home

Nobody can pin down the ex

Read more

What our clients say